How to Link Your BVN to Your Bank Account

link your bvnBank Verification Number can only be registered by an individual only once and in a single bank. What now happens when a person has more than one bank account? Such person has to link his/her BVN code to all the accounts he/she owns. In this post, we will show you how to link your BVN number to all your bank account with ease. If you do not know your BVN code, you can read our post on how to check BVN code with a mobile phone.

There are three ways to link your BVN to your bank account. The three ways are as follows; linking through SMS, linking through bank website and linking through the bank branch.

In this post, we are discussing the first two methods; SMS and bank website. These two methods are easy and you can do it from the comfort of your home or workplace.

How to Link Your BVN to Bank Account

Some banks offer BVN linkage only through SMS, some offer only through Website, some offer both on website and SMS. All banks allow BVN linkage at their various branches.

Access Bank BVN linkage

Website link:

SMS linking: send a text message in this format; BVN, Account number, BVN number. Send to 20121. E.g BVN 0120992145 22012098764.

Diamond Bank linking

Diamond bank does not offer either website or SMS linking. Customers have to go to a diamond bank branch to link their Bank verification number.

EcoBank BVN linking

Sms Linking: Dial *326*9# from your mobile phone and enter the bank verification number. The phone number used in dialing must be the one registered with the bank.

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EcoBank does not offer website linking.

Enterprise Bank BVN linking

Enterprise Bank is now merged into Heritage Bank. Scroll down to Heritage Bank BVN linking.

Fidelity Bank

Send an email to with the following details;

  • account name and number
  • mobile number
  • BVN, bank/date of registration
    date of birth.

First City Monument Bank

Customers of FCMB that have registered for online banking can link their BVN on First city monument bank online banking platform.

Via email: Send an email to with the following details;

  • account name and number.
  • mobile number.
  • BVN, bank/date of registration.

First Bank Nigeria

Website linking: Customers of First bank can link their BVN online at Fill the form appropriately.

Guaranty Trust Bank (GTBANK)

GTBank offers all kinds of BVN linking. GTBank customers that have registered for internet banking can link by logging in at Other methods include the following;

Website linking: Under select bank, select the bank where you registered the BVN.

Sms linking: Send your BVN details to 08076665555 in this format; BVN <01234567890>.

USSD linking: Here is the Gtbank BVN linking code; *737*20*BVN#

You could also link your BVN through a GTBank ATM by following the procedure below;

  • Insert your GTBank ATM card.
  • Select BVN link on the screen.
  • Enter your BVN number. If you have forgotten it, check this post.
  • Confirm your details.
  • Submit BVN.

You can read the official BVN linking post from Gtbank here.

Heritage Bank

Heritage Bank offers online BVN linking and Branch linking.

Website linking: Fill out the form correctly.

Keystone Bank

Website linking: Fill the form correctly. Also make sure the CAPTCHA is entered correctly.

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MainStreet Bank

MainStreet Bank was acquired by Skye Bank in 2014. Scroll down to Skye Bank BVN linking.

Skye Bank

Skye bank customers that are registered for Skye bank e-banking should login to their e-banking profile and link it from there.

You could also link via email by sending a mail to containing the following details;

  • account name and number
  • mobile number
  • BVN, bank/date of registration

Stanbic IBTC

Stanbic stated that customers could link their BVN through but we’ve tested the link and it does not seem to work.

Visit any Stanbic IBTC branch to link your BVN.

Standard Chartered Bank

Website linking: Fill out the form appropriately.

Sterling Bank

Website linking: Make sure to fill the form correctly.

SunTrust Bank

Visit any SunTrust bank branch to link your BVN.

Union Bank

Walk into any Branch of Union Bank in Nigeria to link your BVN number.

United Bank for Africa (UBA)

Website linking: Click the link to link BVN to UBA bank. Follow the procedure to link.

USSD linking: Dial *919*6# on the phone number registered with the bank.

Unity Bank

Unity Bank offers website linking. Though, I don’t know if it’s done immediately.

Website linking:

Wema Bank

Visit any Wema bank branch to link your BVN.

Have you seen the Alat App by Wema bank? Check out the features here.

Zenith Bank

Via internet banking: Zenith Bank customers can like their BVN by logging into the Zenith Bank internet banking platform.

You could also link by visiting any Zenith Bank branch close to you.

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That’s how to link your BVN code to all the Banks in Nigeria.

For some banks, the linking is done instantly. How long did it take your bank to link your BVN? We would love to hear from you.

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